Residential Title Services
Residential Title Services
Fortune Title is the protector a homebuyer might not even know they need. Only a title search from a company that cares, like Fortune Title, safeguards an eager buyer from the hidden problems of a past property owner.
Whether you’re purchasing a home or refinancing, title insurance protects you against problems affecting the title to your home.
Let the caring, experienced team at Fortune Title Agency handle all the details of the title process so that you can concentrate on the joys of your new home.
Importance of Owner’s Title Insurance
There are many reasons why getting owner’s title insurance is crucial when buying or refinancing a home. Fortune Title helps give you peace of mind that your property rights are protected.
America is All About Choices
Did you know you have the option to select whatever title agency you want to do this essential work?
It’s important that you ask your real estate agent or mortgage lender what title company they recommend and if it’s not Fortune Title, you can still pick us. Your title and closing company is your choice. Make it the right one!
Common Examples of Title Problems:
- Liens against the property that serve as security for the payment of an obligation (e.g. mortgage liens, judgment liens for unpaid court judgments, federal tax liens, state and local liens for failure to pay real estate taxes or assessments, mechanic’s liens to secure payment for property improvements, liens for recovery of child support payments or, as in New York City, for unpaid parking tickets).
- Easements that have been created by contract or arisen through use or adverse prescription (e.g. rights of way for utilities, rights acquired by neighbors because of a fence encroachment).
- Building or use restrictions contained in recorded plats, agreements or deeds.
- Claims arising out of bankruptcy.
We can make your closing easier!
The professional team at Fortune Title knows that the closing can be one of the more complicated parts of the home-buying journey. Our experts are ready to guide you through all the steps of the settlement process.
We precisely address developments without causing delays in the closing process so that you can have the peace of mind that your closing will happen on schedule and without issues. Let Fortune Title be your resource from the closing table to the disbursement of funds. Our team will collect all payoff information, prepare the closing disclosure forms, schedule the closing, and disburse all funds. We have closers across the country who can close anytime and anywhere you need.
The closing process can get complicated. You need to have the best team on your side, and that group should be Fortune Title Agency, whether your transaction is in New Jersey, New York, Pennsylvania or any of the other 47 states.
